The Graceful Penny/Practical Money Magic

  • $222

Practical Money Magic

  • Course
  • 36 Lessons

This program is designed to empower small business owners with the tools and knowledge needed to manage their finances effectively without being turned into a mini accountant. Whether you’re just starting out or ready to grow, this program will help you build a solid financial foundation that supports informed decision-making, sustainable growth, and long-term success.

Contents

Welcome!

Watch This First!
Transcript_Welcome!.docx

Bookkeeping Checklist

These checklists will support you in navigating your daily, weekly, monthly, quarterly and annual tasks for your books.

Help guide you to know exactly what to do so your bookkeeping isn't so daunting and helps keep you on track.

Bookkeeping Checklists Bundle FILLABLE (2).pdf

Return on Investment

Understanding your Return on Investment (ROI) is crucial for measuring the success of your business decisions.

Short Video - Return on Investment
Transcript_Return on Investment.docx
Short Video - Evaluating Return on Investment
Trascript_Evaluating ROI.docx
ROI Calculator Spreadsheet

Evaluating and Reducing Expenses

Regularly evaluating and reducing expenses is vital for improving your business's financial health and maximizing profitability.

Short Video
Transcript_Evaluating + Reducing Expenses.docx

Invoicing

Effective invoicing is key to maintaining a steady cash flow and ensuring you get paid on time.

Short Video
Transcript_Invoicing.docx

Receipt Management

Proper receipt management is essential for keeping your business organized and compliant.

Short Video
Transcript_Receipt Management.docx

Separating Business from Personal

Separating your business finances from your personal ones is a crucial step in managing your business effectively.

Short video
Business Expenses Paid with Personal Money Converting Tracker.xlsx
Transcript_Separating Biz + Personal.docx

Cash Log

A cash log is a simple yet powerful tool to track every dollar that comes into and goes out of your business.

Short Video
Cash Log Etsy FILLABLE.pdf
Transcript_Cash Log.docx

Setting up Systems

Getting started is the hardest, yet most essential step in setting up your systems.

Like any aspect of your business, what you start with will change and adapt with you as you grow, learn and expand.

But that can't be accomplished until you get started - so let's dig in and begin to set up your systems for success!

Short Video
Systems Check.pdf
Transcript_Setting up Systems.docx

Profit + Loss

A Profit and Loss (P+L) statement is a crucial tool for understanding your business's financial performance over time.

It summarizes your revenues, costs, and expenses to show whether you’re making a profit or incurring a loss.

Regularly reviewing your P+L helps you identify trends, assess profitability, and make informed decisions to improve your bottom line.

Use this report to compare income and expenses, track business growth, and adjust your strategy as needed.

Keeping a close eye on your P+L will empower you to stay on top of your finances and ensure your business stays on a path to success.

Intro to Profit + Loss and Top Line Revenue
Understanding Cost of Goods Sold (COGS) on the P+L
Understanding Expenses on the P+L
Understanding Other Income + Net Income or Net Loss

Balance Sheet

A Balance Sheet provides a snapshot of your business’s financial health at any given moment.

It breaks down what your business owns (assets), what it owes (liabilities), and the remaining value (equity).

By regularly reviewing your balance sheet, you can assess liquidity, manage debt, and evaluate your overall financial position.

This report is essential for understanding how well your business can meet its financial obligations and support long-term goals.

Staying on top of your balance sheet helps you make informed decisions and ensures your business remains financially stable and prepared for growth.

Intro to Balance Sheet + Assets
Understanding Liabilities on the Balance Sheet
Understanding Equity on the Balance Sheet

Bookkeeping Cleanup Checklist

Gain confidence and peace of mind with this easy-to-use checklist that will help you get your books organized.

Bookkeeping Cleanup Checklist Etsy FILLABLE.pdf

[BONUS] Danielle Laura with Unlocking Financial Mastery: Harnessing Your Unique Human Design and Gene Keys for Prosperity

Unlocking Financial Mastery with Danielle Laura

[BONUS] Deb Penner on A Different Kind of Audit

A Different Kind of Audit with Deb Penner

[BONUS] Kimberly Tara CPA on What Tax Strategy is and how can you use it as a business owner

What Tax Strategy is and how can you use it as a business owner with Kimberly Tara CPA

[BONUS] Dr Tracy Timberlake on How to Monetize Yourself

How to Monetize Yourself with Dr Tracy Timberlake

[BONUS] Kim + Kat on Authentic Marketing for Business Growth

Authentic Marketing for Business Growth with Kim + Kat